Sanaa Card Systems

Drive Growth with Sanaa Card Systems

Build customer loyalty, automate rewards, and retain your best clients with Uganda's most flexible business card infrastructure. Designed for businesses looking to grow and reward.

Explore Loyalty System Contact Sales

Loyalty & Rewards Reimagined

Instant Cashback

Reward customers instantly with cashback to their cards or mobile money when they shop at your business.

Loyalty Points System

Launch custom point systems. Customers earn points for every UGX spent, redeemable for rewards or discounts.

Tiered Membership

Retain your best clients with tiered membership levels (Silver, Gold, Platinum) and exclusive perks.

Your Client Cards

Custom Branded & Integrated

Retain and grow your clients

Powerful analytics and automation to help you understand your customers and drive repeat business.

Customer Insights

See spending patterns, frequency of visits, and average order values for every cardholder.

Targeted Campaigns

Export customer segments and launch targeted rewards for those who haven't visited in a while.

Automated Growth

Set up automated birthday rewards or milestone bonuses to keep your clients engaged without manual work.

Available Card Products

Product	Fees	Features	Eligibility
Sanaa Business Debit Card	FX Markup: 2.5% Monthly Fee: UGX 0 Card Issuance: UGX 25,000 POS Transactions: Free Online Transactions: Free ATM Withdrawal (Uganda): UGX 2,500 ATM Withdrawal (International): 3%	Instant issuance Works at any Visa ATM in Uganda Online & in-store payments Contactless (tap to pay) Real-time spending alerts Freeze/unfreeze via app Works with Stanbic, Centenary, dfcu ATMs	Available to all Growth, Business, and Enterprise plan users. Valid Ugandan National ID required.
Sanaa Virtual Card	FX Markup: 2.5% Monthly Fee: UGX 0 Card Creation: Free Card Replacement: Free Online Transactions: Free	Create instantly in the app Perfect for online purchases Single-use or recurring options Custom spending limits Auto-lock after transaction Great for subscriptions (AWS, Google, etc.) Multiple cards per account	Available to all Sanaa Finance users on any plan.
Sanaa Staff Expense Card	Monthly Fee: UGX 0 Card Issuance: UGX 15,000/card Minimum Cards: 5 cards All Transactions: Free	Issue cards to employees Set spending limits per card Category restrictions (fuel only, etc.) Real-time expense tracking Receipt capture via mobile Automatic expense reports Instant freeze for lost cards	Available to Business and Enterprise plan users with 5+ employees.