Financial Solutions for Every Business

Purpose-built tools for the unique needs of Ugandan SMEs, SACCOs, schools, investment clubs, and solo entrepreneurs.

For All Businesses

Business Accounts

Open a free business account in minutes. Accept payments via MTN MoMo, Airtel Money, and bank transfers. Get instant access to your funds.

  • No monthly fees - Free forever on Starter plan
  • Instant settlements - Money available immediately
  • Mobile app - Manage everything from your phone
  • Tax ready - Export reports for URA compliance
Open Free Account

Business Account

UGX 15,480,000

Active
Today's Collections +UGX 2,340,000
Today's Payouts -UGX 850,000
Pending UGX 125,000
For SACCOs & Credit Unions

SACCO Management

Complete digital platform for Savings and Credit Cooperative Organizations. Manage members, shares, loans, and compliance all in one place.

  • Member management - Digital KYC, share tracking
  • Loan lifecycle - Application, approval, recovery
  • Mobile Money - Collect contributions via MoMo
  • URBRA reports - Compliance-ready reporting
Request Demo

SACCO Dashboard

1,245

Active Members

UGX 450M

Total Shares

UGX 320M

Loans Outstanding

94%

Recovery Rate

For Schools & Institutions

School Fee Collection

Digital fee collection that makes life easier for schools and parents. Accept payments via Mobile Money with automatic reconciliation.

  • Student database - Track every student's balance
  • SMS receipts - Automatic confirmation to parents
  • Bulk payroll - Pay all staff in one click
  • Term reports - Financial summary by class/term
Get Started

Term 1 Collection Summary

Collected UGX 145,000,000
Outstanding UGX 56,000,000

487

Students Paid

156

Balance Due

For Soko24 Sellers

Soko24 Marketplace Integration

Connected to Soko24 marketplace data so sellers can track sales activity, financing needs, and performance in one place.

  • Instant payouts - Access sales revenue immediately
  • Stock financing - Loans to grow inventory
  • Sales analytics - Understand your performance
  • Auto tax calc - URA-ready transaction reports
Connect Your Store

Your Soko24 Performance

This Month's Sales

UGX 8,450,000

+23% from last month

156

Orders

4.8

Rating

Loan Eligibility

Up to UGX 5,000,000

Based on your sales history

Working Capital

Business Loans

Access working capital based on your Sanaa Finance transaction history. No collateral required for qualified businesses.

  • UGX 500K - 50M - Based on your activity
  • No collateral - For qualified businesses
  • 24-hour decision - Fast approval process
  • Auto repayment - From your daily sales
Check Eligibility

Loan Calculator

Loan Amount

UGX 5,000,000

Term

6 months

Fee

5%

Daily Repayment

~UGX 29,167

Deducted from your sales

Find the Right Solution for Your Business

Talk to our team to discover which Sanaa Finance products are right for you.

Schedule a Demo